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heyphillip: Mortgage Calculator, Tdsr Calculator, and Rate Comparison Tool are for illustrative purposes only and is not to be relied upon as professional advice. heyphillip and its associated entities do not represent or warrant that the results from the calculators are complete or accurate, and accepts no liability whatsoever for any loss arising directly or indirectly as a result of any person acting on any information presented herein. These tools does not take into account the financial background, tax/legal position or investment objectives specific to each user. You are advised to consult a mortgage specialist before making any decision pertaining to your property financing.